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Financing Sanitation, Paper Series I-4

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===FINANCING SANITATION PAPER SERIES #1===
<font size="3" color="#696969">An overview of the financial instruments for sanitation used in FINISH programmes in India and Kenya</font>
[[Image:financing papers1.png|right|200px|]]
From the entire spectrum of micro finance (financial literacy, micro credit, micro savings, micro insurance and micro pensions) most instruments are used in FINISH in India and Kenya. The microfinance instruments could still be further detailed in loan types and amounts (whereby differences and similarities between countries become apparent) and also different types of insurance products on offer. Also we do not include micro pensions as it is not directly linked to the programme, though this is done by some of our partners.
'''Download''': [http://www.susana.org/en/knowledge-hub/regional-chapters/indian-chapter/library-indian-chapter/details/2438 Financing Sanitation Paper Series #1 - An overview of the financial instruments for sanitation used in FINISH programmes in India and Kenya] ===FINANCING SANITATION PAPER SERIES #2=== <font size="3" color="#696969">Financing Sanitation, The essence of public and private funding for sanitation</font>[[Image: financing papers2.png|right|200px]] In this paper we describe actual cases in Ethiopia, India and Kenya. We are seemingly fond of acronyms as the experiences that are used here are drawn from the SPA, ISSUE-2 and FINISH programmes. Both the SPA and ISSUE-2 programmes had multiple objectives, financing being one of these. In the case of FINISH, financial inclusion is one of the two key objectives. The other being improved sanitation and densities of the same leading to better community health. In practical terms this implies that more quantitative data will be available from FINISH. Many of the sanitation programmes including those above run on two premises:<br>1. Sanitation is a public good <br>2. People are willing to pay, but not all people have the capacity to pay Realising that there are limited public funds available, can we identify mixtures of public and private financing that leverage limited public financial resources, attract other financial resources and target public resources to those most in need. The drawing below provides an overview hereof. Stratifying communities opens the possibility to design targeted/tailored financial instruments. The graph below shows on the left side the current scenario with many vulnerable people to a new scenario that is based on the ability to pay for sanitation investments and widens the “net” of private financing. '''Download''': [http://www.susana.org/en/knowledge-hub/resources-and-publications/library/details/2439 Financing Sanitation Paper Series #2 - The essence of public and private funding for sanitation]] ===FINANCING SANITATION PAPER SERIES #3===
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