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Water Portal / Rainwater Harvesting / Business Development - Micro-financing

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{{Language-box|english_link=Water Portal / Rainwater Harvesting / Business Development - Micro-financing|french_link=Développement Commercial - Micro-financement|spanish_link=Desarrollo Empresarial - Microfinaciación}}{|alignhindi_link="right"वाटर पोर्टल / वर्षाजल संचयन / वाणिज्य विकास – सूक्ष्म वित्तीय|[[Image:korean flag.jpgmalayalam_link=ബിസിനസ് ഡെവലപ്‌മെന്റ്‌ - മൈക്രോ ഫിനാന്‍സിങ്ങ്‌|righttamil_link=coming soon|28pxswahili_link=Lango la Maji / Uvunaji wa Maji ya Mvua / Ukuzaji wa Biashara - Jinsi ya Kugharimia Biashara |linkkorean_link=비즈니스 개발 - 마이크로 파이낸싱]] |[[Image:India flag.jpgchinese_link=商业发展 - 小额贷款|rightindonesian_link=Pengembangan Bisnis - Keuangan Mikro|28pxjapanese_link=事業開発-マイクロファイナンス|linkrussian_link=ബിസിനസ് ഡെവലപ്‌മെന്റ്‌ Pазвитие бизнеса - микро- മൈക്രോ ഫിനാന്‍സിങ്ങ്‌]]|финансирование}}[[Image:Nepal microfinancing.jpg|thumb|right|200px|Nepalese farmer built his rainwater harvesting tank on a micro-financed loan. Photo: [http://www.rainfoundationircwash.org/fileadminsites/PublicSitedefault/publicationsfiles/IRC_symposium_nov.2010_MicroNijhof-2010-credit_RainwaterHarvestingMicro-Nepalcredit.pdf RAIN document].]]

Rainwater harvesting receives a lot positive reviews as a sustainable alternative for water supply, but also has its share of negative reviews. The main comment is that rainwater harvesting is too expensive, especially for the rural poor.

Initial investment costs are relatively high, since it is a decentralised and small scale water supply option. However, when looking at Life Cycle Costs (LCC) this image is not so negative: for example, rainwater harvesting tanks have an average life span of 20 years. Also, rainwater harvesting can lead to more income, better education and fewer health problems. But who is able and willing to pay the initial investment costs, in spite of the guarantees that LCCs are cheaper and the investment is worth the money?

=== Examples ===

* PDF: [http://www.rainfoundationircwash.org/fileadminsites/PublicSitedefault/publicationsfiles/IRC_symposium_nov.2010_MicroNijhof-2010-credit_RainwaterHarvestingMicro-Nepalcredit.pdf IRC Symposium 2010 Pumps, Pipes and Promises, Micro-credit and Rainwater Harvesting]. By Saskia Nijhof, Bala Ram Shrestha. 2010

* Senegal (yet to come)

* Burkina (yet to come)

=== Documents, videos and links ===

* VIDEO: http://bspnepalrhcc.org. This video is coming soon.

 

==== This article in other languages ====

[[ബിസിനസ് ഡെവലപ്‌മെന്റ്‌ - മൈക്രോ ഫിനാന്‍സിങ്ങ്‌|Malayalam - മലയാളം]]<br />

[[Développement Commercial - Micro-financement|French]]<br>

[[Desarrollo Empresarial - Microfinaciación|Spanish]]<br>

[[비즈니스 개발 - 마이크로 파이낸싱|Korean]]

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